Equifax — CFPB Complaint Data

Updated 2026-09-23

Data source: CFPB Consumer Complaint Database. Data current as of September 23, 2026. View the live CFPB record.

A CFPB complaint means a consumer submitted a complaint against Equifax and the company was given a chance to respond — it isn't a lawsuit, a fine, or a verified finding that the company did something wrong. Raw complaint counts also aren't adjusted for company size: a large national company will show more complaints than a small one even if it handles a lower share of its accounts poorly.

48% of Equifax's complaints on record are about "incorrect information on your report" — the single most common issue category.

Total complaints (ingested)
9,541
Trailing 12 months
9,541
Timely response rate
100%
Responded within CFPB's 15-day window — not whether it was resolved.

Have a problem with Equifax?

As of 2026, credit-reporting complaints have to go through the consumer reporting agency or furnisher first, before the CFPB will take one — see credit report dispute after resolution for that process.

Top complaint issues

The specific problems people reported, most common first.

  • Incorrect information on your report4,557
  • Problem with a company's investigation into an existing problem1,734
  • Improper use of your report1,438
  • Attempts to collect debt not owedwhat to do1,060
  • Written notification about debtwhat to do479

Complaint trend (monthly)

Apr
Jul

State distribution

Where complaints against Equifax are coming from.