Debt Collection Complaints in North Carolina

Updated August 9, 2026

Data source: CFPB Consumer Complaint Database. Data current as of August 9, 2026. View the live CFPB record.

A CFPB complaint means a consumer submitted a complaint and the company was given a chance to respond — it isn't a lawsuit, a fine, or a verified finding of wrongdoing. Counts here aren't adjusted for a company's size or how many accounts it services, so a large national collector will naturally show more complaints than a small one even if it handles a smaller share of its accounts poorly.

This pipeline ingests CFPB data on a rolling daily basis and is still catching up through its historical backlog, so the totals below reflect a partial, growing slice of North Carolina's real complaint volume rather than a complete count — treat the relative ranking of companies and products as more reliable than the absolute numbers at this stage.

Total complaints (ingested)
4,001

Complaint trend (monthly)

Apr
Jul

Complaint volume by product

  • Debt collection3,181
  • Credit reporting or other personal consumer reports452
  • Student loan189
  • Payday loan, title loan, personal loan, or advance loan179