Fill in the details below to generate a dispute letter under the Fair Credit Reporting Act. Send it to the bureau reporting the error, the company that furnished it, or both. See disputing a resolved debt that still reports wrong for what to attach and what happens next. Everything you type stays in your browser — nothing here is transmitted or stored.
Your letter
Mail this certified with a return receipt requested, and attach copies (not originals) of anything that supports your dispute — a settlement letter, payment confirmation, or bankruptcy discharge order. Keep a copy of the letter itself for yourself.