Credit Reporting Complaint Trends

By US Debt Compass Editorial TeamUpdated 2026-09-23

Data source: CFPB Consumer Complaint Database. Data current as of September 23, 2026. View the live CFPB record.

A CFPB complaint means a consumer submitted a complaint and the company was given a chance to respond — it isn't a lawsuit, a fine, or a verified finding of wrongdoing. This pipeline ingests CFPB data on a rolling daily basis and is still catching up through its historical backlog, so totals below reflect a partial, growing slice of real complaint volume — treat the relative ranking of issues and companies as more reliable than the absolute numbers at this stage.

Total complaints (ingested)
26,058

National trend (monthly)

Apr
Aug

Top issues

  • Incorrect information on your report15,185
  • Problem with a company's investigation into an existing problem5,823
  • Improper use of your report4,863
  • Unable to get your credit report or credit score79
  • Credit monitoring or identity theft protection services48

Top companies