Debt Collection Complaints in Texas
Data source: CFPB Consumer Complaint Database. Data current as of August 9, 2026. View the live CFPB record.
A CFPB complaint means a consumer submitted a complaint and the company was given a chance to respond — it isn't a lawsuit, a fine, or a verified finding of wrongdoing. Counts here aren't adjusted for a company's size or how many accounts it services, so a large national collector will naturally show more complaints than a small one even if it handles a smaller share of its accounts poorly.
This pipeline ingests CFPB data on a rolling daily basis and is still catching up through its historical backlog, so the totals below reflect a partial, growing slice of Texas's real complaint volume rather than a complete count — treat the relative ranking of companies and products as more reliable than the absolute numbers at this stage.
Top 10 worst offenders in Texas
Ranked by complaint volume. Click through for issue breakdown, trend, and what to do about it.
- CL Holdings LLC1,133
Complaint trend (monthly)
Complaint volume by product
- Debt collection13,631
- Credit reporting or other personal consumer reports2,179
- Payday loan, title loan, personal loan, or advance loan477
- Student loan398
