2026 Bankruptcy Filing Surge: Which States Are Rising Fastest

The U.S. Courts June 2026 release counted 608,511 bankruptcy filings in the 12 months ending June 30, 2026, including 382,161 Chapter 7 and 215,490 Chapter 13 cases. The table below compares each state with the like-for-like 12 months ending June 30, 2025 release; Florida, Texas, and California lead in raw volume.

Rising fastest: the 10 states with the sharpest increase

Highest raw volume

Considering bankruptcy yourself? See how the Chapter 7 means test works and where mortgage distress is worst — filings often follow the same regional pressure points. See the 2026 debt collection complaint surge for how this compares to what consumers are reporting directly to the CFPB.

Full state ranking

Methodology

Source: Administrative Office of the U.S. Courts, Table F-5A ("Business and Nonbusiness Bankruptcy Cases Commenced, by County and Chapter of the Bankruptcy Code"), for the 12-month periods ending June 30, 2025 and June 30, 2026. State totals here are aggregated from the U.S. Courts F-2 district tables; the county-level table, which lands about 400 filings (roughly 0.07%) under the AOUSC's own published the national total includes territories, while this state table covers the 50 states and D.C.

What this measures: actual bankruptcy petitions filed in federal court, not distress that hasn't reached a filing, not debt collection activity, and not a projection. States with fewer than 50 filings in the 2025 baseline period are excluded from percentage-change rankings to avoid large percentages off tiny denominators. Raw filing counts aren't population-adjusted, so larger states appear disproportionately in the volume ranking — the percentage-change ranking is the fairer cross-state comparison.