SOFI Technologies — CFPB Complaint Data

Updated 2026-09-23

Data source: CFPB Consumer Complaint Database. Data current as of September 23, 2026. View the live CFPB record.

A CFPB complaint means a consumer submitted a complaint against SOFI Technologies and the company was given a chance to respond — it isn't a lawsuit, a fine, or a verified finding that the company did something wrong. Raw complaint counts also aren't adjusted for company size: a large national company will show more complaints than a small one even if it handles a lower share of its accounts poorly.

17% of SOFI Technologies's complaints on record are about "getting the loan" — the single most common issue category.

Total complaints (ingested)
166
Trailing 12 months
166
Timely response rate
100%
Responded within CFPB's 15-day window — not whether it was resolved.

Have a problem with SOFI Technologies?

A CFPB complaint is free, takes about 10 minutes, and generally requires SOFI Technologies to respond within 15 days. Before you file: attach documents (statements, letters, screenshots), be specific about the product and problem, and state exactly what resolution you want.

Top complaint issues

The specific problems people reported, most common first.

  • Getting the loan29
  • Dealing with your lender or servicer29
  • Struggling to pay your loan15
  • Problem when making payments12
  • Problem with a company's investigation into an existing problem11

Complaint trend (monthly)

Apr
Jul

State distribution

Where complaints against SOFI Technologies are coming from.