Enova International — CFPB Complaint Data

Updated 2026-08-09

Data source: CFPB Consumer Complaint Database. Data current as of August 9, 2026. View the live CFPB record.

A CFPB complaint means a consumer submitted a complaint against Enova International and the company was given a chance to respond — it isn't a lawsuit, a fine, or a verified finding that the company did something wrong. Raw complaint counts also aren't adjusted for company size: a large national company will show more complaints than a small one even if it handles a lower share of its accounts poorly.

21% of Enova International's complaints on record are about "attempts to collect debt not owed" — the single most common issue category.

Total complaints (ingested)
205
Trailing 12 months
205
Timely response rate
100%
Responded within CFPB's 15-day window — not whether it was resolved.

Top complaint issues

The specific problems people reported, most common first.

  • Attempts to collect debt not owedwhat to do44
  • Took or threatened to take negative or legal actionwhat to do42
  • Charged fees or interest you didn't expect33
  • Struggling to pay your loan16
  • Incorrect information on your report10

Complaint trend (monthly)

Apr

State distribution

Where complaints against Enova International are coming from.

Have a problem with Enova International?

A CFPB complaint is free, takes about 10 minutes, and generally requires Enova International to respond within 15 days. Before you file: attach documents (statements, letters, screenshots), be specific about the product and problem, and state exactly what resolution you want.