Early Warning Services — CFPB Complaint Data
Data source: CFPB Consumer Complaint Database. Data current as of September 21, 2026. View the live CFPB record.
A CFPB complaint means a consumer submitted a complaint against Early Warning Services and the company was given a chance to respond — it isn't a lawsuit, a fine, or a verified finding that the company did something wrong. Raw complaint counts also aren't adjusted for company size: a large national company will show more complaints than a small one even if it handles a lower share of its accounts poorly.
44% of Early Warning Services's complaints on record are about "incorrect information on your report" — the single most common issue category.
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As of 2026, credit-reporting complaints have to go through the consumer reporting agency or furnisher first, before the CFPB will take one — see credit report dispute after resolution for that process.
Top complaint issues
The specific problems people reported, most common first.
- Incorrect information on your report15
- Improper use of your report13
- Written notification about debt — what to do2
- Problem with a company's investigation into an existing problem2
- Unable to get your credit report or credit score1
Complaint trend (monthly)
State distribution
Where complaints against Early Warning Services are coming from.