Moneyspot USA LLC DBA Sunshine Loans — CFPB Complaint Data
Data source: CFPB Consumer Complaint Database. Data current as of August 16, 2026. View the live CFPB record.
A CFPB complaint means a consumer submitted a complaint against Moneyspot USA LLC DBA Sunshine Loans and the company was given a chance to respond — it isn't a lawsuit, a fine, or a verified finding that the company did something wrong. Raw complaint counts also aren't adjusted for company size: a large national company will show more complaints than a small one even if it handles a lower share of its accounts poorly.
19% of Moneyspot USA LLC DBA Sunshine Loans's complaints on record are about "took or threatened to take negative or legal action" — the single most common issue category.
Have a problem with Moneyspot USA LLC DBA Sunshine Loans?
A CFPB complaint is free, takes about 10 minutes, and generally requires Moneyspot USA LLC DBA Sunshine Loans to respond within 15 days. Before you file: attach documents (statements, letters, screenshots), be specific about the product and problem, and state exactly what resolution you want.
Top complaint issues
The specific problems people reported, most common first.
- Took or threatened to take negative or legal action — what to do3
- Can't contact lender or servicer3
- Received a loan you didn't apply for2
- Problem with the payoff process at the end of the loan2
- Charged fees or interest you didn't expect2
Complaint trend (monthly)
State distribution
Where complaints against Moneyspot USA LLC DBA Sunshine Loans are coming from.