Lendingpoint Holdings — CFPB Complaint Data
Data source: CFPB Consumer Complaint Database. This company’s rollup was computed October 14, 2026. View the live CFPB record.
Source coverage through: October 14, 2026. Last successful pipeline run: October 16, 2026 UTC. Coverage is 2 days behind today.
Use this record as context before you pay, respond, or file a complaint: it shows what consumers reported and whether the company responded, but it does not prove wrongdoing or tell you whether your individual debt is valid.
A CFPB complaint means a consumer submitted a complaint against Lendingpoint Holdings and the company was given a chance to respond — it isn't a lawsuit, a fine, or a verified finding that the company did something wrong. Raw complaint counts also aren't adjusted for company size: a large national company will show more complaints than a small one even if it handles a lower share of its accounts poorly.
22% of Lendingpoint Holdings's complaints on record are about "charged fees or interest you didn't expect" — the single most common issue category.
Have a problem with Lendingpoint Holdings?
A CFPB complaint is free, takes about 10 minutes, and generally requires Lendingpoint Holdings to respond within 15 days. Before you file: attach documents (statements, letters, screenshots), be specific about the product and problem, and state exactly what resolution you want.
Top complaint issues
The specific problems people reported, most common first.
- Charged fees or interest you didn't expect6
- Took or threatened to take negative or legal action — what to do5
- Problem when making payments3
- Written notification about debt — what to do2
- Threatened to contact someone or share information improperly2
Complaint trend (monthly)
Complaints against Lendingpoint Holdings fell 53% over the last 3 months compared to the 3 months before that.
State distribution
Where complaints against Lendingpoint Holdings are coming from.