Who Is Source Receivables Management? Why Are They Calling Me?

By US Debt Compass Editorial TeamUpdated 2026-08-09
CFPB complaints on record for Source Receivables Management
204

Most commonly for attempts to collect debt not owed

View full complaint lookup for Source Receivables Management →

Contact Source Receivables Management

Address to send a debt validation letter
Source Receivables Management, LLC P.O. Box 4068 Greensboro, NC 27404
Phone
1-877-251-3775
Official website
https://sourcerm.com

As of 2026-08-07 — verify before mailing anything important, since collectors do change addresses.

Source Receivables Management (SRM) is a Greensboro, North Carolina debt collector that pursues charged-off credit card and consumer accounts on behalf of original creditors and debt buyers. If SRM is contacting you, request debt validation in writing — the company has drawn dozens of federal lawsuits over collection notices that consumers say omitted or misstated required information about the underlying debt.

Yes. SRM has been named in more than 40 federal FDCPA lawsuits, including Rawson v. Source Receivables Management, LLC (N.D. Ill.), litigation that ran for several years in the Northern District of Illinois over the company’s collection-letter practices. Other suits, such as a 2017 case alleging SRM sent a Sprint account-collection notice with a misleading settlement deadline, accuse the company of violating the FDCPA provisions that require accurate, non-deceptive language in collection communications. If an SRM letter lists a payment deadline or settlement offer that seems designed to pressure you before you can verify the debt, treat that as a signal to dispute in writing rather than pay immediately — see debt validation letter for what the company is legally required to provide.

Questions & Answers

Is Source Receivables Management a legitimate debt collector?

Source Receivables Management shows up in the CFPB consumer complaint database, which tracks real complaints filed against real companies — so it is a legitimate, registered entity, not a scam name. That doesn't mean every call claiming to be from them is real; scammers impersonate real collectors. Verify what they're collecting before paying anything — see what to do the first time a collector contacts you.

— US Debt Compass Editorial Team

How do I stop Source Receivables Management from calling me?

Under the FDCPA, you can send Source Receivables Management a written cease-and-desist letter and they must stop contacting you except to confirm they've received it or to notify you of specific legal action. This doesn't erase the debt — it only stops the calls. See the cease-and-desist letter glossary entry for how to send one.

— US Debt Compass Editorial Team

How do I dispute a debt with Source Receivables Management?

Send a written debt validation request to Source Receivables Management's dispute address within 30 days of first contact — they must then verify the debt before continuing collection. See the contact details above for the current mailing address.

— US Debt Compass Editorial Team

Is Source Receivables Management on my credit report?

If Source Receivables Management is collecting on an account, it can appear on your credit report as a collection tradeline, separate from the original creditor's listing. Check your credit report directly to confirm, and see the credit report dispute guide if anything about the listing looks wrong.

— US Debt Compass Editorial Team

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