Who Is Rowland Avenue Management Inc. A/KA Columbia Debt Recovery LLC D/b/a Genesis? Why Are They Calling Me?

By US Debt Compass Editorial TeamUpdated 2026-08-09
CFPB complaints on record for Rowland Avenue Management Inc. A/KA Columbia Debt Recovery LLC D/b/a Genesis
475

Most commonly for attempts to collect debt not owed

Contact Rowland Avenue Management Inc. A/KA Columbia Debt Recovery LLC D/b/a Genesis

Address to send a debt validation letter
Columbia Debt Recovery, LLC (dba Genesis) P.O. Box 3630 Everett, WA 98213
Phone
1-866-863-9194

As of 2026-08-07 — verify before mailing anything important, since collectors do change addresses.

This entity does business as Genesis (also referenced in records as Columbia Debt Recovery, LLC), a Washington-based collection agency that specializes in recovering unpaid rent, lease-violation charges, and move-out fees on behalf of property managers and multifamily housing operators. If Genesis is contacting you about a past tenancy, it’s worth requesting debt validation in writing to confirm the amount claimed and the lease it’s tied to before paying anything.

If this is the first time Genesis has reached out, see what to do the first time a collector contacts you. Being contacted doesn’t necessarily mean a lawsuit is coming, but landlords and property managers do sue over unpaid rent balances — check how long they can legally wait to sue in your state.

Questions & Answers

Is Rowland Avenue Management Inc. A/KA Columbia Debt Recovery LLC D/b/a Genesis a legitimate debt collector?

Rowland Avenue Management Inc. A/KA Columbia Debt Recovery LLC D/b/a Genesis shows up in the CFPB consumer complaint database, which tracks real complaints filed against real companies — so it is a legitimate, registered entity, not a scam name. That doesn't mean every call claiming to be from them is real; scammers impersonate real collectors. Verify what they're collecting before paying anything — see what to do the first time a collector contacts you.

— US Debt Compass Editorial Team

How do I stop Rowland Avenue Management Inc. A/KA Columbia Debt Recovery LLC D/b/a Genesis from calling me?

Under the FDCPA, you can send Rowland Avenue Management Inc. A/KA Columbia Debt Recovery LLC D/b/a Genesis a written cease-and-desist letter and they must stop contacting you except to confirm they've received it or to notify you of specific legal action. This doesn't erase the debt — it only stops the calls. See the cease-and-desist letter glossary entry for how to send one.

— US Debt Compass Editorial Team

How do I dispute a debt with Rowland Avenue Management Inc. A/KA Columbia Debt Recovery LLC D/b/a Genesis?

Send a written debt validation request to Rowland Avenue Management Inc. A/KA Columbia Debt Recovery LLC D/b/a Genesis's dispute address within 30 days of first contact — they must then verify the debt before continuing collection. See the contact details above for the current mailing address.

— US Debt Compass Editorial Team

Is Rowland Avenue Management Inc. A/KA Columbia Debt Recovery LLC D/b/a Genesis on my credit report?

If Rowland Avenue Management Inc. A/KA Columbia Debt Recovery LLC D/b/a Genesis is collecting on an account, it can appear on your credit report as a collection tradeline, separate from the original creditor's listing. Check your credit report directly to confirm, and see the credit report dispute guide if anything about the listing looks wrong.

— US Debt Compass Editorial Team