Who Is Resurgent Capital Services? Why Are They Calling Me?
Most commonly for attempts to collect debt not owed
Contact Resurgent Capital Services
- Address to send a debt validation letter
- Resurgent Capital Services, L.P. 55 Beattie Place, Suite 110 Greenville, SC 29601
- Phone
- 1-888-665-0374
- Official website
- https://www.resurgent.com
As of 2026-08-07 — verify before mailing anything important, since collectors do change addresses.
Resurgent Capital Services is a South Carolina-based debt servicer that manages collection accounts for debt buyers, most notably LVNV Funding, on charged-off credit card and consumer loan portfolios. If Resurgent is contacting you about an account it’s servicing for LVNV Funding or another buyer, demand proof of the debt in writing and ask Resurgent to confirm the chain of ownership back to the original creditor.
Has Resurgent Capital Services been the subject of regulatory action?
Yes. Maryland’s Commissioner of Financial Regulation had issued a cease-and-desist order against LVNV Funding and Resurgent in October 2011 after finding the companies violated federal and state debt collection laws. The dispute was resolved in a 2012 settlement in which LVNV and Resurgent agreed to pay $1 million to the state, dismiss 3,564 pending collection lawsuits in Maryland district courts worth roughly $7.7 million, and issue more than $3.8 million in account credits to over 6,200 Maryland consumers whose cases had already been settled or decided. Both companies denied wrongdoing as part of the agreement, and their collection licenses were reinstated once the terms were met. If Resurgent or LVNV has filed a lawsuit against you, see lawsuit filed / summons for your response options and deadlines.
Questions & Answers
Is Resurgent Capital Services a legitimate debt collector?
Resurgent Capital Services shows up in the CFPB consumer complaint database, which tracks real complaints filed against real companies — so it is a legitimate, registered entity, not a scam name. That doesn't mean every call claiming to be from them is real; scammers impersonate real collectors. Verify what they're collecting before paying anything — see what to do the first time a collector contacts you.
— US Debt Compass Editorial Team
How do I stop Resurgent Capital Services from calling me?
Under the FDCPA, you can send Resurgent Capital Services a written cease-and-desist letter and they must stop contacting you except to confirm they've received it or to notify you of specific legal action. This doesn't erase the debt — it only stops the calls. See the cease-and-desist letter glossary entry for how to send one.
— US Debt Compass Editorial Team
How do I dispute a debt with Resurgent Capital Services?
Send a written debt validation request to Resurgent Capital Services's dispute address within 30 days of first contact — they must then verify the debt before continuing collection. See the contact details above for the current mailing address.
— US Debt Compass Editorial Team
Is Resurgent Capital Services on my credit report?
If Resurgent Capital Services is collecting on an account, it can appear on your credit report as a collection tradeline, separate from the original creditor's listing. Check your credit report directly to confirm, and see the credit report dispute guide if anything about the listing looks wrong.
— US Debt Compass Editorial Team