Who Is National Enterprise Systems? Why Are They Calling Me?
Most commonly for attempts to collect debt not owed
Contact National Enterprise Systems
- Address to send a debt validation letter
- National Enterprise Systems, Inc. 29125 Solon Road Solon, OH 44139
- Phone
- 1-800-973-0600
- Official website
- https://www.nes1.com
As of 2026-08-07 — verify before mailing anything important, since collectors do change addresses.
National Enterprise Systems (NES) is an Ohio-based debt collector that pursues past-due consumer accounts on behalf of a range of creditors nationwide. If NES is contacting you, send a debt validation letter in writing before making any payment.
Has National Enterprise Systems been the subject of regulatory action?
Yes. On April 14, 2010, Ohio Attorney General Richard Cordray announced a settlement with NES resolving a lawsuit the state had filed after finding the company harassed consumers while attempting to collect debts and, in some cases, withdrew money from consumers’ bank accounts without proper authorization. The settlement required NES to pay $207,500 in consumer restitution plus a comparable amount to Ohio’s Consumer Protection Enforcement Fund. If NES has withdrawn funds from your bank account that you didn’t authorize, or continued contacting you after you disputed a debt, see how to stop repeated collector contact for how to respond.
Questions & Answers
Is National Enterprise Systems a legitimate debt collector?
National Enterprise Systems shows up in the CFPB consumer complaint database, which tracks real complaints filed against real companies — so it is a legitimate, registered entity, not a scam name. That doesn't mean every call claiming to be from them is real; scammers impersonate real collectors. Verify what they're collecting before paying anything — see what to do the first time a collector contacts you.
— US Debt Compass Editorial Team
How do I stop National Enterprise Systems from calling me?
Under the FDCPA, you can send National Enterprise Systems a written cease-and-desist letter and they must stop contacting you except to confirm they've received it or to notify you of specific legal action. This doesn't erase the debt — it only stops the calls. See the cease-and-desist letter glossary entry for how to send one.
— US Debt Compass Editorial Team
How do I dispute a debt with National Enterprise Systems?
Send a written debt validation request to National Enterprise Systems's dispute address within 30 days of first contact — they must then verify the debt before continuing collection. See the contact details above for the current mailing address.
— US Debt Compass Editorial Team
Is National Enterprise Systems on my credit report?
If National Enterprise Systems is collecting on an account, it can appear on your credit report as a collection tradeline, separate from the original creditor's listing. Check your credit report directly to confirm, and see the credit report dispute guide if anything about the listing looks wrong.
— US Debt Compass Editorial Team