Who Is Merchants & Medical Adjustment Bureau Inc. DBA Credit Bureau Associates? Why Are They Calling Me?
Most commonly for took or threatened to take negative or legal action
Contact Merchants & Medical Adjustment Bureau Inc. DBA Credit Bureau Associates
- Address to send a debt validation letter
- Credit Bureau Associates (Merchants and Medical Adjustment Bureau, Inc.) 321 Main St S Tifton, GA 31794-4897
- Phone
- 1-229-382-5801
- Official website
- https://cbacollects.com
As of 2026-08-07 — verify before mailing anything important, since collectors do change addresses.
Merchants and Medical Adjustment Bureau, Inc., doing business as Credit Bureau Associates, is a Georgia-based collection agency that recovers past-due consumer accounts, including medical debt, on behalf of creditors in the region. If Credit Bureau Associates is contacting you, request debt validation in writing to confirm the amount and origin of the debt before paying anything.
If this is the first time they’ve reached out, see what to do the first time a collector contacts you. Being contacted doesn’t necessarily mean a lawsuit is coming, but check how long medical debt can legally be pursued in your state so you know where you stand.
Questions & Answers
Is Merchants & Medical Adjustment Bureau Inc. DBA Credit Bureau Associates a legitimate debt collector?
Merchants & Medical Adjustment Bureau Inc. DBA Credit Bureau Associates shows up in the CFPB consumer complaint database, which tracks real complaints filed against real companies — so it is a legitimate, registered entity, not a scam name. That doesn't mean every call claiming to be from them is real; scammers impersonate real collectors. Verify what they're collecting before paying anything — see what to do the first time a collector contacts you.
— US Debt Compass Editorial Team
How do I stop Merchants & Medical Adjustment Bureau Inc. DBA Credit Bureau Associates from calling me?
Under the FDCPA, you can send Merchants & Medical Adjustment Bureau Inc. DBA Credit Bureau Associates a written cease-and-desist letter and they must stop contacting you except to confirm they've received it or to notify you of specific legal action. This doesn't erase the debt — it only stops the calls. See the cease-and-desist letter glossary entry for how to send one.
— US Debt Compass Editorial Team
How do I dispute a debt with Merchants & Medical Adjustment Bureau Inc. DBA Credit Bureau Associates?
Send a written debt validation request to Merchants & Medical Adjustment Bureau Inc. DBA Credit Bureau Associates's dispute address within 30 days of first contact — they must then verify the debt before continuing collection. See the contact details above for the current mailing address.
— US Debt Compass Editorial Team
Is Merchants & Medical Adjustment Bureau Inc. DBA Credit Bureau Associates on my credit report?
If Merchants & Medical Adjustment Bureau Inc. DBA Credit Bureau Associates is collecting on an account, it can appear on your credit report as a collection tradeline, separate from the original creditor's listing. Check your credit report directly to confirm, and see the credit report dispute guide if anything about the listing looks wrong.
— US Debt Compass Editorial Team