Who Is Harris & Harris? Why Are They Calling Me?
Most commonly for attempts to collect debt not owed
Contact Harris & Harris
- Address to send a debt validation letter
- Harris & Harris, Ltd. Attention: Consumer Assistance 111 W. Jackson Blvd, Suite 650 Chicago, IL 60604
- Phone
- 1-312-251-2300
- Official website
- https://www.harriscollect.com
As of 2026-08-07 — verify before mailing anything important, since collectors do change addresses.
Harris & Harris is a third-party debt collection agency that collects on delinquent consumer accounts, including municipal and government receivables in some jurisdictions, referred to it by creditors. If Harris & Harris is contacting you, it’s worth sending a debt validation letter in writing — the company’s own site has a dedicated dispute process — before paying or agreeing to anything.
Questions & Answers
Is Harris & Harris a legitimate debt collector?
Harris & Harris shows up in the CFPB consumer complaint database, which tracks real complaints filed against real companies — so it is a legitimate, registered entity, not a scam name. That doesn't mean every call claiming to be from them is real; scammers impersonate real collectors. Verify what they're collecting before paying anything — see what to do the first time a collector contacts you.
— US Debt Compass Editorial Team
How do I stop Harris & Harris from calling me?
Under the FDCPA, you can send Harris & Harris a written cease-and-desist letter and they must stop contacting you except to confirm they've received it or to notify you of specific legal action. This doesn't erase the debt — it only stops the calls. See the cease-and-desist letter glossary entry for how to send one.
— US Debt Compass Editorial Team
How do I dispute a debt with Harris & Harris?
Send a written debt validation request to Harris & Harris's dispute address within 30 days of first contact — they must then verify the debt before continuing collection. See the contact details above for the current mailing address.
— US Debt Compass Editorial Team
Is Harris & Harris on my credit report?
If Harris & Harris is collecting on an account, it can appear on your credit report as a collection tradeline, separate from the original creditor's listing. Check your credit report directly to confirm, and see the credit report dispute guide if anything about the listing looks wrong.
— US Debt Compass Editorial Team
Sources
- Harris & Harris — Dispute a Debt— harriscollect.com