Who Is Fig Tech? Why Are They Calling Me?

By US Debt Compass Editorial TeamUpdated 2026-07-28
CFPB complaints on record for Fig Tech
28

Most commonly for took or threatened to take negative or legal action

Contact Fig Tech

Address to send a debt validation letter
Fig Tech, Inc. 2245 Texas Drive, Ste. 300 Sugar Land, TX 77479
Phone
1-833-335-0855
Official website
https://www.figloans.com

As of 2026-08-07 — verify before mailing anything important, since collectors do change addresses.

Fig Tech, Inc., doing business as Fig Loans, is a Texas-based lender that offers small installment loans and also collects on its own past-due accounts directly rather than always selling them to outside collectors. If Fig Loans is contacting you about a past-due balance, put them on notice with a validation request in writing to confirm the amount before paying anything, especially if you’re already working with a debt consolidation or settlement company and Fig keeps contacting you directly — see repeated collector contact for how to get that to stop.

If this is the first time Fig has contacted you about a past-due balance, see what to do the first time a collector contacts you.

Questions & Answers

Is Fig Tech a legitimate debt collector?

Fig Tech shows up in the CFPB consumer complaint database, which tracks real complaints filed against real companies — so it is a legitimate, registered entity, not a scam name. That doesn't mean every call claiming to be from them is real; scammers impersonate real collectors. Verify what they're collecting before paying anything — see what to do the first time a collector contacts you.

— US Debt Compass Editorial Team

How do I stop Fig Tech from calling me?

Under the FDCPA, you can send Fig Tech a written cease-and-desist letter and they must stop contacting you except to confirm they've received it or to notify you of specific legal action. This doesn't erase the debt — it only stops the calls. See the cease-and-desist letter glossary entry for how to send one.

— US Debt Compass Editorial Team

How do I dispute a debt with Fig Tech?

Send a written debt validation request to Fig Tech's dispute address within 30 days of first contact — they must then verify the debt before continuing collection. See the contact details above for the current mailing address.

— US Debt Compass Editorial Team

Is Fig Tech on my credit report?

If Fig Tech is collecting on an account, it can appear on your credit report as a collection tradeline, separate from the original creditor's listing. Check your credit report directly to confirm, and see the credit report dispute guide if anything about the listing looks wrong.

— US Debt Compass Editorial Team