Who Is Cavalry Investments? Why Are They Calling Me?

By US Debt Compass Editorial TeamUpdated 2026-08-09
CFPB complaints on record for Cavalry Investments
225

Most commonly for attempts to collect debt not owed

View full complaint lookup for Cavalry Investments →

Contact Cavalry Investments

Address to send a debt validation letter
Cavalry Portfolio Services, LLC 500 Summit Lake Dr, Suite 400 Valhalla, NY 10595
Phone
1-800-501-0909

As of 2026-08-07 — verify before mailing anything important, since collectors do change addresses.

Cavalry Investments (operating as Cavalry Portfolio Services and Cavalry SPV I/II) is a New York-based debt buyer that purchases charged-off credit card and consumer loan accounts and pursues collection directly or through litigation. If Cavalry is contacting you or has sued you over a purchased debt, demand proof of the debt and confirm the company can prove it owns the account before you pay or respond in court.

Has Cavalry Investments been the subject of regulatory action?

Yes. In March 2016, the West Virginia Attorney General’s office announced a settlement with Cavalry Investments and Cavalry Portfolio Services requiring the company to cancel $19.7 million in debt owed by 2,847 West Virginia consumers and pay $350,000 to the state. The case, filed in Kanawha County Circuit Court, stemmed from allegations that Cavalry collected debt in West Virginia without the license and surety bond required under the state’s Collection Agency Act. As part of the settlement, Cavalry agreed to delete the affected accounts from consumers’ credit records and release any liens filed against their property. If you’ve received a lawsuit summons from Cavalry, don’t ignore it — check the statute of limitations on the debt and confirm Cavalry’s chain of title before responding.

Questions & Answers

Is Cavalry Investments a legitimate debt collector?

Cavalry Investments shows up in the CFPB consumer complaint database, which tracks real complaints filed against real companies — so it is a legitimate, registered entity, not a scam name. That doesn't mean every call claiming to be from them is real; scammers impersonate real collectors. Verify what they're collecting before paying anything — see what to do the first time a collector contacts you.

— US Debt Compass Editorial Team

How do I stop Cavalry Investments from calling me?

Under the FDCPA, you can send Cavalry Investments a written cease-and-desist letter and they must stop contacting you except to confirm they've received it or to notify you of specific legal action. This doesn't erase the debt — it only stops the calls. See the cease-and-desist letter glossary entry for how to send one.

— US Debt Compass Editorial Team

How do I dispute a debt with Cavalry Investments?

Send a written debt validation request to Cavalry Investments's dispute address within 30 days of first contact — they must then verify the debt before continuing collection. See the contact details above for the current mailing address.

— US Debt Compass Editorial Team

Is Cavalry Investments on my credit report?

If Cavalry Investments is collecting on an account, it can appear on your credit report as a collection tradeline, separate from the original creditor's listing. Check your credit report directly to confirm, and see the credit report dispute guide if anything about the listing looks wrong.

— US Debt Compass Editorial Team

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