Who Is Absolute Resolutions? Why Are They Calling Me?

By US Debt Compass Editorial TeamUpdated 2026-08-09
CFPB complaints on record for Absolute Resolutions
190

Most commonly for attempts to collect debt not owed

View full complaint lookup for Absolute Resolutions →

Contact Absolute Resolutions

Address to send a debt validation letter
Absolute Resolutions Corporation 8000 Norman Center Dr, Suite 350 Bloomington, MN 55437
Phone
1-888-766-4028

As of 2026-08-07 — verify before mailing anything important, since collectors do change addresses.

Absolute Resolutions Corporation (ARC) and its affiliate Absolute Resolutions Investments (ARI) are Minnesota-based debt buyers that purchase charged-off consumer accounts and then either collect directly or file suit to recover them — the pair filed hundreds of debt-collection lawsuits in New York alone in a single recent year. If ARC or ARI is contacting you or you’ve been served with a lawsuit, demand proof of the debt in writing and confirm the company actually owns the debt before responding.

Yes, repeatedly. Court records show roughly 200 federal FDCPA lawsuits naming Absolute Resolutions entities. In Velez v. Absolute Resolutions Investments, LLC (N.D. Ill., decided October 31, 2022), the court examined whether a letter ARC sent a consumer was even a “debt collection communication” covered by the FDCPA — a recurring legal question in cases against the company, since ARC and ARI often argue their letters fall outside the statute’s coverage. If you’ve received a letter or been sued by Absolute Resolutions, don’t assume the communication is exempt from FDCPA protections; consult the debt validation letter requirements and, if you’ve been served with a summons, see lawsuit filed / summons for your response deadline.

Questions & Answers

Is Absolute Resolutions a legitimate debt collector?

Absolute Resolutions shows up in the CFPB consumer complaint database, which tracks real complaints filed against real companies — so it is a legitimate, registered entity, not a scam name. That doesn't mean every call claiming to be from them is real; scammers impersonate real collectors. Verify what they're collecting before paying anything — see what to do the first time a collector contacts you.

— US Debt Compass Editorial Team

How do I stop Absolute Resolutions from calling me?

Under the FDCPA, you can send Absolute Resolutions a written cease-and-desist letter and they must stop contacting you except to confirm they've received it or to notify you of specific legal action. This doesn't erase the debt — it only stops the calls. See the cease-and-desist letter glossary entry for how to send one.

— US Debt Compass Editorial Team

How do I dispute a debt with Absolute Resolutions?

Send a written debt validation request to Absolute Resolutions's dispute address within 30 days of first contact — they must then verify the debt before continuing collection. See the contact details above for the current mailing address.

— US Debt Compass Editorial Team

Is Absolute Resolutions on my credit report?

If Absolute Resolutions is collecting on an account, it can appear on your credit report as a collection tradeline, separate from the original creditor's listing. Check your credit report directly to confirm, and see the credit report dispute guide if anything about the listing looks wrong.

— US Debt Compass Editorial Team

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