Who Is Aargon Agency? Why Are They Calling Me?
Most commonly for attempts to collect debt not owed
Contact Aargon Agency
- Address to send a debt validation letter
- Aargon Agency, Inc. 8668 W. Spring Mountain Road Las Vegas, NV 89117
- Phone
- 1-800-326-7118
- Official website
- https://www.aargon.com
As of 2026-08-07 — verify before mailing anything important, since collectors do change addresses.
Aargon Agency is a Las Vegas-based debt collector that works accounts across healthcare, financial services, and utility industries, with offices in several other states. If Aargon is contacting you about a medical or other bill, request debt validation in writing before paying.
Has Aargon Agency been the subject of legal action?
Yes. In Santoro v. Aargon Agency, Inc. (D. Nev. 2008), a federal court certified a class action after Aargon sent form collection letters to 10,016 Nevada consumers demanding payment on medical debt purchased from a hospital system; the court found the letters’ language was potentially misleading about consumers’ rights under the FDCPA and certified claims for actual and statutory damages. Aargon has also been named in dozens of individual FDCPA suits since, and separately went to the Ninth Circuit in Aargon Agency, Inc. v. O’Laughlin (2023) unsuccessfully challenging a Nevada law requiring 60 days’ written notice before collecting medical debt. If you’re being pursued on old medical debt, see medical debt escalation for how collection timelines and notice requirements typically work.
Questions & Answers
Is Aargon Agency a legitimate debt collector?
Aargon Agency shows up in the CFPB consumer complaint database, which tracks real complaints filed against real companies — so it is a legitimate, registered entity, not a scam name. That doesn't mean every call claiming to be from them is real; scammers impersonate real collectors. Verify what they're collecting before paying anything — see what to do the first time a collector contacts you.
— US Debt Compass Editorial Team
How do I stop Aargon Agency from calling me?
Under the FDCPA, you can send Aargon Agency a written cease-and-desist letter and they must stop contacting you except to confirm they've received it or to notify you of specific legal action. This doesn't erase the debt — it only stops the calls. See the cease-and-desist letter glossary entry for how to send one.
— US Debt Compass Editorial Team
How do I dispute a debt with Aargon Agency?
Send a written debt validation request to Aargon Agency's dispute address within 30 days of first contact — they must then verify the debt before continuing collection. See the contact details above for the current mailing address.
— US Debt Compass Editorial Team
Is Aargon Agency on my credit report?
If Aargon Agency is collecting on an account, it can appear on your credit report as a collection tradeline, separate from the original creditor's listing. Check your credit report directly to confirm, and see the credit report dispute guide if anything about the listing looks wrong.
— US Debt Compass Editorial Team
Sources
- Santoro v. Aargon Agency, Inc., 252 F.R.D. 675 (D. Nev. 2008) — class certified— courtlistener.com
- Aargon Agency — company site— aargon.com